Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents A Bucket Plan to Go with Your Bucket List A bucket plan can help you be better prepared for a comfortable retirement. Social Security Benefits: How Much Will I Receive Calculating your potential Social Security benefit is a three-step process. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.