Broker Check

Cheryl A. Evans | ChFC®/ CLU® CASL®LUTCF®

About Cheryl 

From my 37 years of insurance and investment experience, I help pre-retirees improve their specific retirement strategy by examining tax efficiencies in their plan, and help them create a future income stream that generates more money than they originally imagined. As a fiduciary, I believe in fostering a space for important financial conversations and helping those who want to be helped.

Because of that, I can help you discover the key areas that can improve your retirement income and help select assets to ensure a lifetime of financial security. 

My Focus With Clients

My conversations revolve around maintaining your ideal lifestyle during retirement to have complete confidence in not running out of money. Full planning includes planning for illness, one spouse passing away before the other, market shocks, and high inflation while efficiently using life insurance to get tax efficiencies. I walk you through the crucial steps before you or your spouse gives up your current job to help ensure you won’t struggle financially.

To create a life-changing financial experience, I work towards sourcing dependable and guaranteed income streams to support you in retirement.

On-going, quarterly, or annual monitoring of your plan helps to ensure you’re reaching your desired goals and making the necessary adjustments.


Services Available 

  • Insurance Planning
  • Investment Planning
  • Financial Planning 
  • Retirement Planning 
  • Fee-Based Money Management 
  • Long-Term Care Planning & Placement

Designations & Licenses

  • Chartered Financial Consultant (ChFC®)
  • Chartered Life Underwriter (CLU®)
  • Chartered Advisor For Senior Living (CASL®) 
  • Life Insurance Underwriter Training Fellow (LUTCF®)
  • Licensed In 13 States (See List)
  • Series 6, 7, & 63
Enjoying Life

On weekends, I spend time at the Retreat at Evans Farms.

Showing Up in Life

We are an award-winning agency that has existed for 14 years. 

Planning for Life

2022 Leaders' Conference with OneAmerica

Starting the Conversation

You want to make your portfolio work for you to maximize its potential. There are strategies that can be done to enhance what you are currently doing. Just book an appointment, virtually or in-person to discuss what you can do.

I'm happy to explain our process, solutions, or answer any questions that surface. 

Thank you!

Articles from Cheryl

Insurance Needs Assessment: For Empty Nesters and Retirees

Insurance Needs Assessment: For Empty Nesters and Retirees

Do your insurance needs stay the same when the nest empties?
9 Facts About Social Security

9 Facts About Social Security

There are things about Social Security that might surprise you.
Building Your Legacy

Building Your Legacy

A four-step framework for building a personal legacy.