Broker Check

Why Should I Consider Working With a Financial Advisor? 

Date: April 28, 2023

T. Rowe Price's 2023 U.S. Retirement Mark Outlook states: "The challenge [for savers] essentially boils down to the ability to strike a financial balance between one's present and future self."

A financial advisor can share the learnings gained from navigating hundreds of clients into retirement to help you find the balance and help you achieve a successful outcome when it comes to saving your future life.

If you do it solo, good luck! When it gets too complex, seek an advisor-- please don't wait. 


🔁 Holistic Financial Planning: A financial advisor can take a comprehensive approach to your financial planning needs, considering your goals, risk tolerance, and overall financial situation. They can help you develop a personalized plan that considers your current financial situation, your goals for the future, and the risks and opportunities you may encounter along the way.

📖 Experience: Financial advisors have experience in areas such as investing, tax-efficient planning, retirement planning, estate planning, and risk management. They can help you navigate complex financial decisions and provide advice and guidance tailored to your unique situation. They are available by email, and phone, and do in-office or virtual meetings when you need help.

🕗 Time Savings: Managing your finances can be time-consuming, especially if you have a complex financial situation or multiple financial goals. A financial advisor can save you time by managing your investments, coordinating with other financial professionals, and helping you stay on track with your financial goals. They can also provide resources to support you in achieving your financial goal that is not available without working with an advisor.

📞 Emotional Support: Financial decisions can be emotionally charged, and it can be helpful to have an objective third party to provide support and guidance. A financial advisor can help you stay focused on your long-term financial goals and provide guidance during times of financial stress or uncertainty.

🙌🏼 Accountability: A financial advisor can hold you accountable for sticking to your financial plan and help you adjust as needed. This can help you stay on track with your financial goals and avoid common financial pitfalls.

Overall, a financial advisor can provide valuable answers that can support you when you want to make informed financial decisions and achieve your long-term financial goals. While it's possible to manage your finances on your own, a financial advisor can provide a level of support that can be difficult to replicate on your own.


1. T. Rowe Price, "2023 U.S Retirement Market Outlook",

2. Generative AI using ChatGPT (March 14, 2023). 2821951.