Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Put It in a Letter A letter of instruction provides additional and more personal information regarding your estate. When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are.